PROMO

SHOP NOW, PAY LATER

Shop Now and Pay Later at any The SM Store branch from January 15 to October 15, 2021!

Use credit cards from any participating banks to enjoy 0% interest on three, six or 12 months installment, and start paying up to three months after!

PARTICIPATING BANKS*

BanksSNPL OfferAvailable 0% Installment PlansPayment Methods
BDOFirst amortization will be billed starting on the 3rd statement cycle/cut-off date based on the original SNPL transaction date
3 months



6 or 12 months
In-store, Call to Deliver card-present transactions, iPay88 online transactions

In-store and Call to Deliver card-present transactions only
MetrobankFirst amortization will be billed starting on the 3rd statement cycle/cut-off date based on the original SNPL transaction date3, 6, or 12 monthsIn-store, Call to Deliver card-present transactions, iPay88 online transactions
BPIFirst amortization will be billed up to three (3) months later from the immediate billing cycle3, 6, or 12 months
In-store, Call to Deliver card-present transactions, iPay88 online transactions 
Bank of CommerceFirst amortization will be billed starting from the 4th statement cycle after the original date of installment transaction3 monthsIn-store and Call to Deliver card-present transactions only
PNBFirst amortization will be billed starting on the 3rd statement cycle/cut-off date based on the original SNPL transaction date3, 6, or 12 monthsIn-store and Call to Deliver card-present transactions only
RCBCFirst amortization will be billed after two (2) to three (3) months depending on the account’s statement cut-off3, 6, or 12 monthsIn-store and Call to Deliver card-present transactions only
Security BankFirst amortization will be billed after two (2) to three (3) months depending on the account's statement cut-off.3 monthsIn-store and Call to Deliver card-present transactions only

*Please be guided of the following minimum purchase requirements for these installment plans:

  • 3 months: Minimum P5,000 single-receipt purchase
  • 6 months: Minimum P8,000 single-receipt purchase
  • 12 months: Minimum P12,000 single-receipt purchase on selected items only

You can also avail of The SM Store's 0% Interest installment plans for three (3) months until December 31, 2021. Shop with credit cards from any of the participating banks with a minimum P5,000 single-receipt purchase:  

  • BDO, HSBC, BPI, Metrobank: Available via in-store, Call to Deliver card-present transactions, and iPay88 online transactions
  • Security Bank, Unionbank, Eastwest, Chinabank, PNB, Security Bank, Maybank, Bank of Commerce, AUB, Equicom, RCBC, Unionbank: Available via in-store and Call to Deliver card-present transactions only

You can also avail of the 0% Interest installment plans for six (6) or 12 months! Use credit cards from any of these participating banks until May 31, 2021:

Participating Banks
6 Months Installment Plan
(Minimum P8,000 single-receipt purchase)
12 Months Installment Plan
(Minimum P12,000 single-receipt purchase on selected items)
BDO, RCBC, PNB, Unionbank, Security BankAvailable via in-store and Call to Deliver card-present transactions onlyAvailable via in-store and Call to Deliver card-present transactions only
BPI, Metrobank, HSBCAvailable via in-store, Call to Deliver card-present transactions, and iPay88 online transactions
Available via in-store, Call to Deliver card-present transactions, and iPay88 online transactions


Shop Now, Pay Later: This promo is available in all The SM Store branches nationwide from January 15 to October 15, 2021. Per DTI Fair Trade Permit No. FTEB-111336 and 111425, Series of 2020, Per DTI Fair Trade Permit No. FTEB-112037, Series of 2021.
0% Interest, Easy Payment Plan: This promo is available in all The SM Store branches nationwide from January 1 to December 31, 2021. Per DTI Fair Trade Permit No. FTEB-116087, Series of 2020.
0% Interest, Easy Payment Plan (6 to 12 Months Installment): This promo is available in all The SM Store branches nationwide from March 24 to May 31, 2021. Per DTI Fair Trade Permit No. FTEB-116344, Series of 2021.